Metropolitan National Bank

Metropolititan National Bank is giving out $200 for every new customer that signs up for a checking account through their bank.  According to the bank’s website, the deal is open to all US residents.

Metropolitan National Bank’s free checking account includes the following:

FREE direct deposit
FREE online banking
FREE online billpay

Below are the terms and condition listed on their website –

Free checking account and $200 bonus offers subject to change without notice, limited to one account per customer. Free checking with the $200 bonus requires activating full direct deposit ($500 minumum)of recurring payroll, government benefits or retirement account disbursements. $200 bonus will be credited to the account after first full qualifying direct deposit posts. Bonus is considered interest and will be reported on IRS form 1099-INT. Account must remain open and full qualifying direct deposit active for 6 months from the date of account opening or the $200 bonus will be debited upon account closure. Metropolitan National Bank ATM and debit cardholders pay no Metropolitan National Bank fees to use any ATM worldwide, and any “foreign” ATM fees charged by owners of ATMs other than Metropolitan National Bank are rebated.

Chase $125 Bank Bonus

You can currently get up to $225 in bonuses from Chase Bank. Here are the three bonuses:

• $125 bonus directly through their promotional page
• $25 through their refer-a-friend program
• Applying for a Chase Debit card and getting 10% cash back on all purchases (up to $75)

Here are some additional details on the checking account:

• The checking account requires $100 minimum opening deposit
• Chase Free Checking has no monthly service fee when you have a monthly direct deposit; if you don’t there is a 6$ fee
• You are limited to one personal checking account-related reward per customer per year
• Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing
• The first direct deposit must be completed within 60 days
• The cash bonus will be deposited into your new account within 4-8 weeks after the initial direct deposit

For the refer-a-friend bonus, you will need to know someone who already does their banking with Chase or ask for a bonus in the comments below. This bonus expires on April 30, 2008. Here is an alternative $100 offer that expires on May 31, 2008.

Discover Bank Cash Bonus

Open a new account at Discover Bank to earn a cash bonus offer. The amount of the deposit determines the amount of the bonus. A minimum deposits of $2,500 will earn a bonus of $20; a minimum deposit of $50,000 earns a bonus of $50; and a minimum deposit of $100,000 earns $50.

Discover Bank’s Discover Bank Money Market Account currently earns an annual percentage yield (APY) of 3.61% on balances of $2,500 to $24,999, 3.66% (APY) on balances of $25,000 to $49,999, and 3.71% APY on balances of $50,000 and more.

Funds must remain on deposit for at least 90 days.

Offer runs until 3/31/08.

Free Plane Ticket @ American Express

American Express is currently offering a Business Gold Rewards card promotion with 25,000 membership rewards points after your first purchase. These 25,000 points can be redeemed for $250 in gift cards, a free domestic round trip ticket, or even statement credits. See membershiprewards.com to see a full list of gift certificates that you can get. The card has a annual fee of $125, but it’s waived for the first year.

 

Although the card is a business card, any individual can be considered a sole proprietorship. All you have to do is put your name under “business” and your social security number under EIN. This is completely legal and acceptable.

Here’s some of the fine print when applying for the card:

Apply for the Business Gold Rewards Card and make a purchase by 12/31/07. Upon the Basic Cardmember’s first purchase, a one time bonus of 25,000 points can be earned toward the Basic Business Gold Rewards Cardmember’s Membership Rewards® account and may appear as separate credits of 5,000 and 20,000 bonus points. The maximum 25,000 bonus points are available to first–time Basic Business Gold Rewards Cardmembers only; they are not available if you transfer an existing account. Welcome bonus points will be credited to your Membership Rewards account 6 to 8 weeks after your first purchase appears on your monthly billing statement. The bonus 25,000 Membership Rewards points may be redeemed for one domestic round–trip airline ticket.

You must apply for the card and make a purchase by the end of this year. The bonus points will appear 6 to 8 weeks after the first purchase. You must also be a new Basic Business Gold Rewards card member, you can’t transfer an existing account over. This offer is set to expire pretty soon, so I’d definitely sign up as soon as possible.

Citibank Bank Bonus

Citibank keeps on giving. Earlier this week, the rate on the Ultimate Money Account was raised to 5.10% apy and now Citibank offers a $50 bonus to open the account.

To receive this offer you must apply for and open both an Ultimate Money Account and a new regular checking account in the EZ Checking package by 09/15/07.

Account opening bonus offer is available only for first-time Citibank deposit account customers. People who currently have or at any time have had a deposit account at Citibank (or any of its predecessor banks) are not eligible for this offer.

$50 will be credited to your regular checking account within 120 days from the end of the statement period in which your account was opened.

California Coast CU – $100 Checking Bonus

California Coast Credit Union is advertising a 9.00% APY 7-month certificate. The minimum and maximum deposit is $2,000, and it must be new money. The 9% yield requires an active checking account with e-statements or a new loan of $10k or more. Without the qualifying account the yield is 7% APY. This promotion doesn’t seem to be listed at the credit union’s website. It was advertised in the San Diego newspaper. The ad is available online here.

The credit union is also offering a $100 checking account bonus. This promotion is listed in the credit union’s website (see promotion page). It requires opening a Free Checking for Life account and adding direct deposit of at least $100 per month. The checking account has no minimum balance requirements, and the first order of checks is free.

You may not be able to do both the CD and checking account promotion. The small print of the checking promotion does say that the offer cannot be combined with other offers. A $2k deposit earning 9% for 7 months will make you about $46 over a 5% account. So if you don’t mind the direct deposit, the $100 bonus may be a better deal.

Credit union membership is open to members of any California Parent-Teachers Association (PTA). The California PTA is open to any community member. You can join the PTA by visiting any California Coast branch. Teachers and employees of schools in California and students of schools in San Diego County are immediately eligible to join the credit union. Please see the credit union’s who can join page, for more details. Membership requires a minimum deposit of $25 into a regular savings account.

Branches are located in San Diego, Chula Vista, La Mesa, Murrieta, San Marcos, Santee, Temecula and Oceanside, CA. The credit union is federally insured by the NCUA (Charter # 66584). It has $875.3 million in assets and 67,046 members.

5% APY Max Checking at Lake Michigan Credit Union

Lake Michigan Credit Union’s Max Checking account pays 5% annual percentage yield on balances up to $15,000 and refunds ATM fees up to $15 per month. Balances above $15,000 do not earn interest.

To get the 5% yield and ATM refunds certain monthly usage requirements must be met. These include having a direct deposit, making a minimum of 10 debit card purchases, login to home banking at least four times, and sign up to receive eStatements and eNotices.

The Max Checking account has no minimum balance requirements or monthly fees.

Foster Bank Illinois – $100 Bonus

Foster Bank in Illinois is giving customers a $100 credit when they open a new checking account with a monthly payroll direct deposit. The $100 bonus will be credited after the bank receives the first monthly payroll direct deposit. Minimum balance to open account is $200. Deposit must be new money.

There is a $100 fee if the account is closed or the direct deposit is terminated within first 120 days.

The $100 bonus offer is also available to business accounts. The $100 credit is available on any type of ACH payment, including credit card deposits or Remote Merchant Capture.

Offer good through September 22, 2007.

Bank of American Bank Deal – $100 Bonus

Bank of America has a new $100 checking account promotion. Here’s the link to the promotional page. The promo code is AOU2608. The offer expires 10/31/07 and is available through the online application.

Some important details from the offer’s small print include: The minimum deposit required to open a new, personal checking account and receive the $100 offer is $100. Offer does not apply to second or multiple checking accounts and/or existing checking customers. Money will be deposited within 90 days of opening your new account. Limit one check per household. Value of the offer will be reported to the IRS on Form 1099.

Bank Bonus – $25 Every Year

Pennsylvania based Embassy Bank is giving a recurring cash bonus of $25 every year for life with the Free Checking for Life account. A $25 bonus will be given after opening the account with a $500 minimum balance of new money. As long as the $500 minimum balance is maintained, Embassy Bank will deposit $25 into the account every year for life. The Free Checking for Life has no monthly fees.